Let me tell you something I’ve seen over and over again.
People taking loans, tapping Fuliza, and sinking deep into debt just to upgrade a phone — not because they need it, but because they want to “keep up with the trend.”
A Ksh 150,000 phone…Bought with a Ksh 60,000 salary…Used for TikTok, gossip, and scrolling.
This is how many people silently sabotage their financial freedom.
Here’s the truth:
A phone is only an asset when it produces money. Otherwise, it is just a very expensive liability you are financing.
Liability Phone Usage
- Endless TikTok
- Celebrity gossip
- Netflix marathons
- Chatting and memes
- Scrolling the whole day
Asset Phone Usage
- Recording content for your brand
- Learning high-income skills
- Running ads for your business
- Online consulting or gigs
- Selling products or services
- Managing your business pages
- Creating designs and digital products
- Running your side hustle operations
Same phone. Different mindset. Different destiny.
Some people use their phone to escape life. Others use the same phone to build the life they desire.
Your phone should not be the reason you are drowning in debt. It should be the tool that helps you step out of it and rise.
Choose production over consumption. Choose purpose over pressure.
Your financial future depends on how you use the tool in your hand today.
Alex Mwangi | WhatsApp: 0703472299
