Do you know the exact annual return your retirement pension scheme is giving you?
The pension you’re counting on to save you in retirement could be silently underperforming.
Robbing you of millions and weakening your future financial security.
Your pension is your lifeline in retirement.
If the returns are not competitive, you are leaving serious money on the table.
This is not optional knowledge.
What You Must Know
You must know:
How your pension fund is managed.
What return it delivers annually.
How it compares to other schemes in the market.
The Truth Most People Don’t Know
You are not stuck with a poor-performing pension fund.
You can legally transfer your savings to a better-performing scheme.
And if you have multiple pension accounts from different employers, it gets worse.
That’s money working against itself.
Consolidate everything into one pension.
Commit to it.
Let compounding work in your favor.
Let’s Look at the Numbers
Meet Grace
Current pension fund return: 7% p.a.
Monthly contribution: Ksh 25,000
Current age: 35
Retirement age: 60
Contribution period: 25 years
At 7%, Grace retires with Ksh 20,369,928.
The Comparison
Pension A (8%): Ksh 23,934,164
Pension B (9%): Ksh 28,238,259
Pension C (10%): Ksh 33,447,259
Pension D (11%): Ksh 39,764,530
The Damage
If Grace sticks with the 7% fund, she loses Ksh 19,394,602 compared to Pension D.
Same contributions.
Same discipline.
Very different outcomes.
The Warning
Don’t be like Grace.
Check what your pension fund is giving you today — and act.
Don’t guess your future.
Take control of it.
Need Guidance?
If you don’t know which pension fund to choose,
WhatsApp me “PENSION” and I’ll recommend the best option for you.
Final Question
So tell me — how much annual return is your pension giving you?
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Alex Mwangi | WhatsApp 0703472299
