This is the Collective Investment Schemes (CIS) Report – March 31, 2025
If you’re still parking your money in a bank savings account…
You’re losing while millions of Kenyans are winning.
As of March 31, 2025, Kenyans had invested KShs. 496.2 billion in Collective Investment Schemes
–up from Kshs. 389.2 billion in December 2024.
That’s a massive 28% jump in just three months!
Let that sink in…
This tells you one thing:
Banks are bleeding deposits as Kenyans shift their money to Unit Trust Schemes.
And guess what?
Even the biggest banks are now offering CIS products — they don’t want to be left behind.
There are 55 approved Collective Investment Schemes, managing 234 funds, with 39 actively operating.

The most popular fund?
The Money Market Fund, now holding over Kshs. 319.7 billion in assets.
Other fund types include:
- Fixed Income Funds
- Equity Funds
- Balanced Funds
- Special Funds
Now here’s the BIG news:
The top five fund managers alone control Kshs. 318.9 billion, a whopping 64% of the entire market:
- Sanlam Unit Trust Scheme – Kshs. 90.2B
- CIC Unit Trust Scheme – Kshs. 87.5B
- Standard Investment Trust Fund – Kshs. 56.8B
- NCBA Unit Trust Scheme – Kshs. 49.95B
- Britam Unit Trust Scheme – Kshs. 34.4B
Each of these giants manages over KShs. 30 billion individually.
But that’s not all. These funds posted jaw-dropping growth rates:
- Ziidi Money Market Fund – 331%
- Faida Unit Trust Funds – 193%
- Arvocap Unit Trust Funds – 170%
- Mayfair Unit Trust Funds – 160%
- Orient Unit Trust Scheme – 90%
That is how the market performed in Q1 2025.
So here’s your wake-up call:
- Stop procrastinating.
- Stop letting your money sleep in a savings account.
- Start growing your wealth.
Your money should be working as hard as you do.
——-
Alex Mwangi | Your Personal Finance Architect
Helping You Master Your Money | Build Wealth | Protect Your Legacy
Visit My Resource Hub Here: https://linktr.ee/centwarrior
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