This is the big brother of Money Market Funds.
If MMFs are for parking cash, Fixed Income Funds (FIFs) are for building serious wealth over the medium to long term.
Think:
Children’s education.
Home construction.
That dream car.
Retirement planning.
Fixed Income Funds consistently outperform MMFs over time.
Why Fixed Income Funds Work
Because they invest in long-term income-generating instruments such as:
Government bonds.
Corporate bonds.
Commercial papers.
Call and fixed deposits.
Other high-quality debt securities.
The Numbers You Can’t Ignore
Fixed Income Funds currently hold Ksh 136.7 billion.
This represents 20.1% of the total Ksh 679.6 billion Collective Investment Scheme market.
This is not small money.
This is smart money.
Market Leaders
Three funds dominate the FIF space, controlling 66.8% of total assets:
NCBA Fixed Income Fund — Ksh 38.9B.
Sanlam Fixed Income USD Fund — Ksh 27.1B.
Britam Bond Plus Fund — Ksh 25.4B.
But one fund is playing a different game altogether.
The Standout Performer
Arvocap Almasi Fixed Income Accumulation Fund
In under two years, this fund has grown its AUM to Ksh 2.7 billion.
Not by hype — but by performance.
Performance Snapshot
Since inception (3rd June 2024):
Accumulated return of 40.12% as at 30th November 2025.
In 2025 alone:
Investors are on track to earn 20.44% as at 30th November 2025.
The Edge
An active bond trading strategy that allows the fund to extract more value than traditional buy-and-hold funds.
Results speak louder than promises.
Final Truth
You now have zero excuse to keep money idle in a bank account earning you nothing.
Inflation is not waiting.
Time is not forgiving.
Idle money is expensive.
What Fixed Income Funds Help You Do
Accelerate wealth growth.
Protect purchasing power.
Build predictable long-term income.
Let your money work for you.
That’s where real financial freedom begins.
Call to Action
If you’d like to get started with Arvocap Almasi, I’ll drop the link in the comments — or simply WhatsApp me, and I’ll guide you through it.
Your money deserves a job.
Give it one.
Sign-Off
Alex Mwangi | WhatsApp 0703472299
Below is the Fixed Income Funds report for the period ended September 30, 2025.
