Most Money Market Funds (MMFs) are still performing below expectations.
From an analysis of 30 MMFs, the average net return stands at 7.83%.
Yes—this is still a decent return, especially considering inflation in March averaged 4.4%.
But let’s be honest… you can do better.
Market Reality: Why Your MMF Performance Matters
Here’s the reality:
MMFs primarily invest in treasury bills, and current yields are:
- 90 Days → 7.4%
- 182 Days → 7.8%
- 364 Days → 8.3%
So if your MMF is consistently giving you below 7%, you need to rethink your choice—fast.
Top 7 Performing MMFs (1st April 2026):
- Etica Money Market Fund → 11.35%
- Nabo Money Market Fund → 10.97%
- Cytonn Money Market Fund → 9.49%
- Gulfcap Money Market Fund → 9.20%
- Enwealth Money Market Fund → 9.13%
- Jubilee Money Market Fund → 9.10%
- ArvoCap Money Market Fund → 9.07%
How to Use Money Market Funds Strategically
A Money Market Fund is not your wealth engine.
It is your:
- Emergency fund
- Sinking fund
- Parking space for future investments
So,
If you don’t choose wisely, your money will quietly underperform while you think you are “playing safe.”
Safety without strategy is slow financial loss.
If you don’t know which MMF to choose from this long list,
WhatsApp me “BEST MMF” — I’ll guide you to the right one based on your goals.
Below is a Money Market Funds Performance Report as at 1st April 2026.
Alex Mwangi | The Cent Warrior | WhatsApp 0703472299
