Are Fixed Income Funds (FIFs) Better Than Money Market Funds (MMFs)?

The Best FIF Is Delivering Over 18% in Returns

Most people only know the Money Market Fund. But there’s another powerful investment vehicle you should be using — Fixed Income Funds (FIFs).

These funds invest in assets designed to give you higher returns than MMFs, while still keeping risk moderate and predictable.

Are Fixed Income Funds (FIFs) Better Than Money Market Funds (MMFs)

What a Fixed Income Fund Invests In

  • Government bonds
  • Treasury bonds
  • Corporate bonds
  • Other high-quality fixed-income securities

When FIFs Make Sense for You

  1. You want higher returns than MMFs
  2. You’re building long-term wealth, not short-term parking
  3. You want predictable, stable growth
  4. You want to diversify beyond MMFs
  5. You prefer compounding returns without daily withdrawals

Now…

Among the many FIFs in Kenya, one stands out boldly because of its strategy and performance.

Arvocap Almasi Fixed Income Accumulation Fund

This fund has consistently delivered exceptionally higher returns compared to the market, outperforming many MMFs and Fixed Income Funds.

Why It Stands Out

Active Bond Trading Strategy

They don’t just sit and wait for interest to accumulate.

They actively trade bonds to capture price gains when interest rates move — a strategy that many FIF managers don’t use aggressively.

This is where a huge part of their superior return is born.

The fund has so far delivered an impressive 18.93% from January to November 30th, 2025.

If you’ve been relying only on an MMF, you’re leaving a lot of potential wealth on the table.

Your money should work harder than you do — especially when it has the right vehicles.

If you need guidance on choosing the right FIF or building a strong investment structure, I’m here to help you.

Alex Mwangi | WhatsApp 0703472299

Open your Almasi account here: https://shorturl.at/cpjsP

Picture of Written by Alex

Written by Alex

I have passion in helping people Make, Manage, Multiply & Protect Wealth.Download my Free Guide to Financial Freedom >>[ GET IT HERE]<<