Most people obsess over interest rates when choosing a Money Market Fund.
And because of that, many end up saving their hard-earned money with the wrong fund manager.
Yes, returns matter.
But returns should never be your only metric.
In fact, they are the last thing you should look at.
The first and most powerful indicator is this:
Good Corporate Governance
Before you trust a fund manager with your money, ask yourself:
- Can they be trusted?
- How do they run their internal operations?
- What is their reputation with regulators and stakeholders?
- Have they ever been linked to financial scandals or mismanagement?
- Is the board made up of competent, high-integrity leaders?
- Who is the CEO or team lead, and do they demonstrate ethical leadership?
- How do they relate with other investment firms in the market?
- Are they fully compliant with CMA regulations and industry standards?
Corporate governance is not optional.
It is the backbone of your investment’s safety.
When governance collapses, everything else collapses with it, including your money.
So choose a fund manager with a strong reputation, transparent structures, clean books, and a proven record.
Your goal is simple:
Open your account with a company of integrity, credibility, and stability.
Because this is the real foundation of whether that fund manager can sustain your money or lose it overnight.
Did You Know?
In Kenya, the common benchmark for Money Market Fund returns is the average yield of the 91-day or 182-day Treasury Bill.
That is why I always include Treasury Bill returns below every performance table, to help you compare MMFs against the safest benchmark in the market.
Alex Mwangi | WhatsApp 0703472299
Below is the Money Market Fund performance as at 25th November 2025
