Only 3 Money Market Funds crossed the 10% net return threshold.
Top Performing MMFs
- Cytonn Money Market Fund – 10.29%
- Nabo Money Market Fund – 10.27%
- Etica Money Market Fund – 10.20%
The rest of the top performers were not far behind:
- Arvocap Money Market Fund – 9.38%
- Madison Money Market Fund – 9.33%
- Gulfcap Money Market Fund – 9.20%
- Enwealth Money Market Fund – 9.08%
- Jubilee Money Market Fund – 9.06%
- Lofty Corban MMF – 9.04%
- Kuza Money Market Fund – 8.81%
Key Insight
The average return across the 30 MMFs analyzed stands at 7.83%.
Top Movers This Month
- Mayfair MMF improved from 7.14% to 8.52% (+1.38%)
- Cytonn MMF moved from 11.16% to 12.10% (+0.94%)
Now, here is where it gets interesting…
Macroeconomic Shift in April
Inflation rose from 4.4% (March) to 5.6% (April 2026).
Treasury Bill rates also increased:
- 91-Day: 7.4% → 8.0%
- 182-Day: 7.8% → 8.2%
- 364-Day: 8.3% → 8.5%
What does this mean?
We could be seeing the early signals of rising interest rates in the market.
And when this happens, MMF returns tend to adjust upwards over time.
Why Your MMF Choice Matters
If you are building your:
- Emergency Fund
- Sinking Fund
- Short-term Investment Pool
Then choice of MMF matters more than you think.
Because the difference between 7% and 10% is not small over time.
WhatsApp me “BEST MMF” and I will share my top recommendations.
Now tell me…
Which MMF are you currently using?
Alex Mwangi | The Cent Warrior | WhatsApp 0703472299
Below is a Money Market Funds Performance Report as at 30th April 2026.
