You never see it coming.
It’s subtle—then strikes like thunder.
No notice. No apology. And no warning.
Right now, life is good.
A great job.
A stable income.
A beautiful home in a lovely neighborhood.
Your children?
- They’re thriving.
- Luxury birthdays.
- Top-tier schools.
- Memorable holidays.
- Priceless toys and experiences.
Everything you do is to protect them, give them comfort, and secure their future.
You are their world. Their shield. Their everything.
But here’s the hard truth –all of that depends on one fragile thing:
YOUR PRESENCE.
Without you, things fall apart—fast.
Confusion.
Shock.
Grief.
Those you thought would step in?
They’re too busy trying to survive their own storms.
And Your Children?
Their lives spiral down.
From a comfortable home to being passed from one relative to another.
From private school to the local day school—if they’re lucky.
And from balance and stability to chaos and uncertainty.
- Their lifestyle plummets.
- Basic needs become a daily struggle.
- Emotional trauma follows them everywhere.
- Clothes that don’t fit.
- Walking to school.
- Skipping meals.
Even worse?
Let’s say you had worked hard and built assets to leave behind.
Properties. Land. Investments.
Those entrusted with your estate might use them – not for your kids, but for themselves.
Feeding their bellies while your children lack.
Unfair? Yes.
But it happens. All the time.
But here’s the good news – It doesn’t have to be this way.
There is a way to protect your children and preserve your legacy.
SECURING A WHOLE LIFE INSURANCE.
This is not just any plan.
For now, forget the endowment and education policies. They have their place.
But this one?
It’s for total protection.
It guarantees your children’s well-being, education, and security in your absence.
And if you want to be even more bulletproof?
- Set up a trust fund as the beneficiary of your insurance payout.
- Instruct it to pay school fees.
- Provide a monthly income from the interest earned.
- Protect your estate from misuse.
No need to leave Ksh 50M to a relative who’s never managed Ksh 1M.
Here’s a real case:
Jane, 37, takes a pure Whole Life cover of Ksh 50 Million for her two kids.
Her premium?
Just Ksh 31,826 per month.
That payout, invested at 10% return by a trust?
Generates Ksh 417,000 per month.
Forever.
Now that’s a plan.
That’s how you protect your children beyond your life.
So I ask you…
Do you have your plan in place?
Or are you gambling with their future?
Alex Mwangi | Your Personal Finance Architect
Helping You Master Your Money | Build Wealth | Protect Your Legacy
Visit My Resource Hub Here: https://linktr.ee/centwarrior
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