This moment stole the whole session.
“Alex, back in my prime, we had very limited investment options.
If it wasn’t land, it was rental houses, farming, or starting a business.
We didn’t have the kind of information you share now.
Even opening a bank account back then was a hustle.
And the Money Market Funds you talk about?
They were for the elite.”
That statement hit deep.
It made me reflect—are we truly maximizing the opportunities available to us today?
I was seated with a brilliant 61-year-old gentleman who had built a Ksh 70 million+ real estate portfolio.
I was curious.
How did he pull it off?
Here’s what he told me:
“Leverage and Strategy, Alex.”
He had worked in the banking sector, giving him access to low-interest credit.
He used that leverage to buy prime land in high-growth areas. Before the boom.
He wasn’t just buying for the sake of owning land.
He was buying for location, potential, and timing.
As the land appreciated, he began developing rental properties.
Today, he earns over Ksh 500,000 monthly in passive rental income.
He’s already secured his lifestyle.
But then I noticed something else…
He had REITs in his portfolio.
“Why REITs?” I asked, surprised.
He smiled.
“Alex, you introduced me to them. And I realized—I was missing liquidity.”
He explained that while his properties were valuable, selling one could take months, even years.
But with REITs, he could unlock cash in days.
No agents, no stamp duty, no waiting.
Just log in to the Vuka platform and invest.
He now enjoys:
- Liquidity
- Diversification
- Passive income via regular dividends
- Zero stress of property management
That moment confirmed everything I’ve always told you:
Real estate must be strategic.
- Don’t just buy land in the middle of nowhere—Consider cashflow, location and real potential
- Build rental units for consistent cash flow.
- And diversify with REITs for liquidity and convenience.
Don’t wait to have millions.
Start smart.
Start now.
And build a portfolio that works for you—even when you sleep.
Let me know in the comments—
Have you considered REITs as part of your investment plan?
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Alex Mwangi | Your Personal Finance Architect
Helping You Master Your Money | Build Wealth | Protect Your Legacy
Visit My Resource Hub Here: https://linktr.ee/centwarrior
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