The Broke, Depressed, and Debt-Ridden Executive.
This is the story of someone you know all too well.
Someone who has been trapped by life.
A man you probably know too well.
It could be you… or your close friend, your colleague, or even your cousin.
You earn a six-figure salary — a dream for most of your peers.
But deep inside, a different reality is unfolding.
One that no one sees.
Sometimes, even your family doesn’t fully grasp it.

You feel used.
You’re mentally drained.
And you’ve lost the passion for the very job that once gave you fulfillment.
Every morning, you wake up, show up, do the work — but at the end of the month,
You can’t explain where your money went.
So, in silence, you call yourself for a private meeting.
And the truth begins to reveal itself.
- You’re stuck with a high-interest mortgage eating up over 40% of your income.
- Your children are enrolled in an international school you honestly can’t afford.
- You drive a fancy car, but fueling and minor repairs feel like punishment.
- You must go for holidays — not for rest, but to impress your wife, your kids, your friends.
- Your house is elegant, complete with a million-shilling recliner and a 100-inch TV — just to match a certain image.
- You dress the part, your wife looks like a queen, and together you look like success.
But…
- Your savings account is gasping for breath.
- You don’t have an emergency fund.
- You rely fully on what your employer has put in place for you.
If you lost your job today, you would crash —
From the inside out.
Because while your empire looks powerful from the outside…
It’s slowly rotting from within.
You fear pulling the plug.
You fear the hard reset.
Now, you’re trapped.
Trapped in a lifestyle you can’t afford.
Living above your means.
Drowning in debt you can no longer manage.
All to impress people who neither care about you — nor matter in the grand scheme of your life.
Your standard?
An illusion.
A polished façade that’s quietly suffocating you.
But here’s the truth:
Unless you let go of your pride…
You will suffer.
You need a reset.
A radical one.
Because no one is coming to save you —
Not your neighbors.
Not your wife.
Or your children.
Not your colleagues or even your boss.
You are the key.
Only you can save yourself.
And the time to act is now.
Master your money today, or pay painfully for your inaction tomorrow.
Alex Mwangi | Your Personal Finance Architect
Helping You Master Your Money | Build Wealth | Protect Your Legacy
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