Let’s be real. Life doesn’t send a memo before it turns your world upside down.
Think if this happens all of a sudden:
An illness.
An accident.
A critical diagnosis.
Suddenly, it’s not just your health on the line. But your income, savings, and family’s lifestyle too. That’s where many people get caught off guard.

SHA is a Nice Start… But Not Everything!
Yes, SHA (formerly NHIF) is a good start.
It helps with basic hospital care and reduces your treatment costs. But if you’ve ever seen someone go through chemotherapy, major surgery, or extended ICU care, you know:
- Medical recovery is just one side of the battle.
- Bills don’t stop.
- Groceries still need to be bought.
- Rent still needs to be paid.
- Kids still need to go to school.
So the real question is: what’s your plan beyond the hospital?
That’s why you need a Protection Portfolio—a financial shield that steps in when SHA has done its part.
What Should Be in Your Protection Portfolio?
3–6 months of expenses set aside to buy you time and peace during life’s curveballs.
Medical Insurance
So treatment doesn’t force you to borrow or sell off your investments.
Whole Life Insurance with Living Benefits
Covers you in case of critical illness or disability and protects your loved ones if you’re gone.
Last Expense Cover
Takes care of funeral costs—so your family isn’t left with a financial burden.
Here’s the hard truth:
Without a protection plan, one bad day could undo years of financial progress.
You insure your car and your phone because you value them. But what about you?
How about your health, your income, your legacy?
Don’t wait to find out the cost of being unprepared.
Start building your protection portfolio today—before life gives you a reason to wish you had.