I know you probably dismissed that title already— “Come on Alex, that’s impossible!”
But here’s the truth: numbers don’t lie.
Not only is it possible, you can actually outdo it.
Imagine the Difference
Let me ask you a question.
What if your father or mother gifted you Ksh 30 million on your 25th birthday?
- Would you still be struggling to make ends meet?
- Would you still be stuck in that job you hate?
- Would you still be dropping CVs everywhere with no success?
Be honest — your life would look completely different.
You’d have had a massive head start in life. You’d probably be running a thriving business or living fully in your purpose, free from financial pressure.
Because one smart decision from your parent could have bought your freedom.
Ksh 30 million invested at a 10% annual return gives you Ksh 250,000 every month—for life.
That’s what financial freedom looks like.
The 100 Million Plan
Now, let’s talk about the 100 million plan.
All you need is to open an investment account that earns an average 19% annual return compounded quarterly, and contribute Ksh 15,000 every month — consistently for 25 years.
Yes, that’s it. Discipline, time, and compound interest will do the rest.
Common Doubts
I can already hear your doubts:
- “But Alex, I can’t afford 15,000!” …..Then start smaller. Whether it’s 3,000, 5,000, 10,000, or even 20,000 — just start.
- “19% is unrealistic and risky.”……Fair point. The higher the potential return, the higher the risk.
If you prefer stability, start with low-risk options such as:
- A Money Market Fund
- A Cash Trust Fund
- A Fixed Income Fund
These will preserve your capital while giving you steady and moderate growth.
The Real Point
Remember: investing isn’t about chasing the highest return. It’s about peace of mind and long-term consistency.
Choose what lets you sleep at night based on your risk appetite.
My friend, it’s absolutely possible to build a financial launchpad for your child — one that gives them leverage in life.
Start immediately after birth. Even if it’s small, do it faithfully and scale up as your income grows.
The earlier you start, the less you need to contribute — and the greater the miracle of compounding works for you.
Because what seems like a dream today could be your child’s reality tomorrow.
Alex Mwangi | WhatsApp → 0703472299
