Financial freedom is when your money works hard enough for you that working becomes a choice, not a necessity.
You have enough passive income to fund your lifestyle, protect your time and live life on your own terms.
So, how much do you need to invest every month to build a portfolio that can generate approximately Ksh 30,000 in monthly passive income?
Using an assumed annual distribution rate of 10%, equivalent to approximately 0.8333% per month:
Ksh 30,000 ÷ 0.8333% = Ksh 3.6 million
Therefore, your target investment portfolio is approximately Ksh 3.6 million.
If you give yourself 10 years to build it, here is how much you could invest every month:
Money Market Fund
Assumed net return: 10% annually
Monthly investment: Ksh 17,500
Projected portfolio: Ksh 3,614,660
Potential monthly income: Ksh 30,122
Fixed Income Fund
Assumed net return: 15% annually
Monthly investment: Ksh 13,100
Projected portfolio: Ksh 3,609,359
Potential monthly income: Ksh 30,078
Special Fund
Assumed net return: 18% annually
Monthly investment: Ksh 10,900
Projected portfolio: Ksh 3,604,375
Potential monthly income: Ksh 30,036
The higher the investment return, the lower the monthly contribution required.
But remember:
Higher potential returns usually come with higher risk.
Your investment choice should match your financial goals, investment period, liquidity needs and risk tolerance.
These returns are assumed averages for illustration purposes. Actual returns may rise or fall and are not guaranteed.
Now, here is the biggest question:
Which Investments Would I Recommend Under These Three Categories?
WhatsApp me “PASSIVE INCOME” on 0703 472 299.
I will share my recommendations and guide you through the investment process.
Alex Mwangi | The Cent Warrior | 0703 472 299
