10 Lucrative Business To Start With 100K In Kenya [2024]

Finding it difficult to cope with the current economic status? You can find a profitable business to start with 100k and increase your income to cater to all your needs.

With 100k, you can start an advertising agency, Airbnb, bakery, bodaboda, salon, bookshop, cybercafe, wines and spirits, electronics, or freelancing business. 

In this piece, you will learn

  • The top lucrative business ideas in Kenya with 100k
  • The starting capital and profit of the business
  • The requirements to start the business
  • How to gain a competitive advantage over your rivals

Whether you’re a first-time entrepreneur or not, you will find a suitable option.

Business to start with 100k in Kenya

Let’s take an inside look!

Top Business Ideas with 100k in Kenya

In a rush? Here is a summary of some of the most lucrative businesses you can start with 100k in Kenya. 

BusinessInitial Capital in KshsMonthly Return in Kshs
1.Airbnb Business50,000 and above50,000 – 200,000 
2.Electronics Shop100,000 – 400,00060,000 – 150,000
3.Wines and Spirits100,000 – 500,00040,000 – 300,000
4.Bakery 100,000 – 800,00060,000 – 360,000
5.Bodaboda Business60,000 – 110,00030,000 and above
6.Small Salon50,000 – 100,00020,000 and above
7.Online Business13,000 – 100,00050,000 and above
8.Bookshop 100,000 and above80,000 – 150,000
9.Cybercafe 100,000 – 200,00030,000 – 150,000
10.Freelance Business30,000 – 100,00030,000 – 500,000


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1. Venture into Airbnb Business

Airbnb business in Kenya

(Initial Capital Kshs 50,000 and above)

With more people looking for executive spaces to spend their weekends and holidays, Airbnb is gaining track swiftly. The best part about this business is that it never goes out of season, so Airbnb business persons are making a kill of between 50k and 200k.

Airbnb Business Requirements:

To start an Airbnb business, you will need 

  • One-off application costing Kshs 1,000
  • License fee costing Kshs 26,000 per unit
  • Business permits costing upto Kshs 10,000 for the medium trader category
  • NEMA license fee
  • Home insurance
  • Rent
  • Furnishing 

Once you’ve set up your studio or one-bedroom for Airbnb, it’s important that you market it online. This will allow you a greater reach, unlike word of mouth. 

Moreover, with first-rate services, your clients will refer you and leave good reviews for your business, inviting even a larger clientele.

Another thing to note is pushing your online visibility from Google My Business profile to social media platforms such as Facebook, TikTok, and Instagram. They will help you boost your business fast.

2. Open an Electronic Shop

(Initial Capital Kshs 100,000 – Kshs 400,000)

From bulbs, black tapes, and sockets to extensions, electronic products are in high demand, especially now that more Kenyans are concentrating on construction. 

So why electronics and not any other small business idea in Kenya? The construction market size of Kenya hit $17.3 billion last year, increasing the demand for electronic products.

Electronic Shop Requirements:

To open an electronic shop, you will need

  • Licenses and permits costing Kshs 10,000
  • Display shelves costing Kshs 5,000 to Kshs 10,000
  • Rental space
  • Initial stock

With 100k, you should find an affordable rental space to maximize the amount for purchasing initial stock. 

With a decently stocked electronics shop, you can expect to earn around Kshs 60,000, which is scalable with expansion to Kshs 150,000. 

Branding and selling top-quality electronics will help you market your shop. In addition, you should set up your business in a strategic shop where people can access you easily.

3. Open a Wines and Spirits Store

Small wine and spirit 100k business idea

(Initial Capital Kshs 100,000 – Kshs 500,000)

Unlike in the past when beer or alcohol was reserved for weekends or special occasions, they’ve become a vibe for any day.

As a result, wine and spirits owners are raking in huge returns of between Kshs 40,000 to Kshs 300,000 per month, depending on the location and stock.

Wines and Spirits Requirements

To start a wine and spirits business in Kenya, you need

  • Business registration costing Kshs 1000 for sole proprietorship
  • Kenya Revenue Authority Pin
  • A liquor license costing Kshs 6000
  • County business permit
  • Furnishing
  • Rental space
  • Initial stock

Once you’ve set up your place, you can launch your business with a small discount margin to appeal to the clients in that area. Also, stock up on new brands of alcoholic drinks that are popular in the area as you expand your business.

4. Start a Bodaboda Business

100k Bodaboda business in Kenya

(Initial Capital Kshs 60,000 – Kshs 110,000)

The bodaboda business is in high demand from residents and business people who need their luggage carried to their premises.

Typically, a bodaboda business will see you earning between Kshs 1,000 to Kshs 3,000 a day, depending on your location and clientele base.

Bodaboda Business Requirements

A small business in Kenya like Bodaboda requires a few things to initiate, including

  • A motorcycle costing Kshs 60,000 to Kshs 90,000
  • Protective jacket and helmet
  • Insurance
  • Fuel
  • A valid license

Once you have acquired all the essentials, you must find a good bodaboda base. This must be a strategic location for easy access to customers.

To maintain a high demand throughout all seasons, you should be reliable, dress well, and network with passengers and other riders.

5. Open a Bakery Business

(Initial Capital Kshs 100,000 – Kshs 800,000)

Parties are incomplete without a cake, making bakeries important to every community. In addition, bakeries provide daily snacks such as bread, cookies, and muffins. 

The bakery business allows you to earn between Kshs 60,000 and Kshs 360,000, depending on the size of your shop. 

Bakery Business Requirements

Starting a bakery business requires

  • Business name registration costing Kshs 1000
  • Single business permit costing Kshs 5,000 annually
  • Medical certificate costing Kshs 600
  • Fire safety certificate costing Kshs 3000
  • Food hygiene certificate costing Kshs 300
  • Baking utensils around Kshs 30,000
  • Furniture costing Kshs 20,000
  • Ingredients costing Kshs 6000
  • Rental space 

With all these set up, you can begin to make the most popular pastry products on demand in your area.

6. Open a Salon

(Initial Capital Kshs 50,000 – Kshs 100,000)

Are you looking for a small business idea in Kenya with minimal costs and maximum profit? A salon business is ideal for you if you’re passionate about hairstyling.

Unlike other one-time services, the salon provides frequent services that garner a monthly income of Kshs 20,000 and above, depending on the salon’s size, location, and service options.

Salon Business Requirements

  • Styling chairs between Kshs 650 and Kshs 2000
  • The hairdryer and blowdryer cost Kshs 9000 to Kshs 40,000
  • Permits and licenses costing Kshs 10,000
  • Miscellaneous costing around Kshs 5000
  • Hairsttyling station usually around Kshs 20,000
  • Rental space

To increase your business profitability, you should maintain a high level of hygiene and provide top-quality services. 

Social media also serves hairdressers exceptionally, with numerous customers requesting their services. All you need to do to benefit from these platforms is take excellent shots and post your work.

7. Become an Online Entrepreneur

(Initial Capital Kshs 13,000 – Kshs 100,000)

Online entrepreneurship is a lucrative business to start with 100k in Kenya from home as it offers exceptional versatility and easy reach of customers.

Depending on the products you decide to sell, you can expect to earn Kshs 50,000 and above monthly. The income also varies based on how many hours you allocate to the business daily.

Online Entrepreneur Requirements

  • Business registration costing kshs 1000
  • Business branding to give your business a name and a logo (usually optional)
  • Website and social media platforms for marketing it’s free
  • Online payment options like Mpesa or Paybill
  • Products like baby clothes, handbags, or wigs

To succeed in this business, you should invest in online visibility. This way, you will acquire a larger clientele base. You should also hire a marketer to help you maximize your profitability.

8. Open a Bookshop 

(Initial Capital Kshs 100,000)

With the new curriculum, school supplies are quite in demand for all levels of education. This makes a bookshop a suitable small business to start with 100k in Kenya.

Typically, bookshop owners earn between Kshs 80,000 and Kshs 150,000 in a month. With continued expansion, you can expect to increase your profit margins.

Bookshop Business Requirements

To open a bookshop, you need

  • Bookshelves costing around Ksh 10,000
  • Business name registration at Kshs 1000
  • Single business permit costing Kshs 3,000
  • A fire clearance certificate usually Kshs 5,000
  • The national booksellers and stationers membership (initial fee of Kshs 12,000 and renewable at Kshs 5,000 annually)
  • Initial stationery stocks costing Kshs 50,000

To thrive in this business, you should station your shop in a strategic position and network with reliable suppliers. In addition, you should incorporate CBC items to boost your daily sales.

9. Start a Cybercafe Business

(Initial Capital Kshs 100,000 – Kshs 200,000)

Cybercafe is a lucrative business to start with 100k in Nairobi and other cities. Reason?

These places have a high population, with some seeking employment and others processing important documents for banking or government issues. Hence, you’ll collect a lot of cash from such customers.

You can also add several computers for surfing the internet and earn more. Generally, the income varies between Kshs 30,000 and Kshs 150,000, depending on your location. And with cities, this amount can scale with no limits.

Cybercafe Business Requirements 

To set up a cybercafe, you will need the following

  • The county government license costs Kshs 10,000 to Kshs 12,000 annually
  • Rental space
  • Good internet and network connectivity, usually between Kshs 2,000 to Kshs 5,000
  • Printers and computers
  • Furniture

You can also find an apprentice to help you operate the cybercafe. They should be well-equipped with graphic design and basic skills such as binding and scanning.

10. Become a Freelancer

100k freelance business idea to start in Kenya

(Initial Capital Kshs 30,000 – Kshs 100,000)

Freelancing has been the in thing, especially after the COVID-19 hit. Companies overseas sourced their talent from third-world countries like Kenya. 

The rush for affordable and top-quality labor is still high as more companies try to cut costs and increase profits.

Why become a freelancer? Freelancing allows you to shop for different career opportunities, depending on your interests and educational background. Some of the top freelance opportunities include

  • Content writing 
  • Mobile app development
  • Graphic design
  • Web development
  • Video editing
  • Social media management
  • Translation
  • Transcription
  • Blogging

To start your journey as a freelancer, you will need

  • To acquire atleast one skill
  • A laptop
  • Reliable internet
  • Digital tools such as Grammarly software, Canva, SEO tools, and others.

You can expand your freelancing business by expanding into an agency and earn from Kshs 30,000 to Kshs 500,000 monthly.

Also Read:

Frequently Asked Questions

1. What Business Makes You a Lot of Money in Kenya?

The most profitable businesses in Kenya include social media management, digital marketing, personal training, business consultation, app development, online courses, and freelance business.

2. What Sells Most in Kenya?

Mobile accessories, kids’ toys, women’s clothing, consumer electronics, oral products, eyewear and accessories, and security have the leading sales in the country.

3. What Kind of Business Can I Start With 50k in Kenya?

Mobile money agents, freelance, mini importation, dropshipping, fast food joints, movie shop, egg distribution, and digital marketing agencies are profitable businesses to start with 30k in Kenya.

 Over To You, Cent Warrior!

Now that you’ve explored the top business to start with 100k in Kenya, you can establish a profitable venture depending on your passion, skills, and financial goals.

Read the exhaustive step-by-step guide to help you accomplish financial freedom! 

Written by Alex

Written by Alex

I have passion in helping people Make, Manage, Multiply & Protect Wealth.Download my Free Guide to Financial Freedom >>[ GET IT HERE]<<