Kelvin is 65.
Every evening, he sits quietly under the mango tree, watching the sun disappear behind the horizon.
Alone.
Behind him stands the 5-bedroom mansion he spent decades building for his family.
His wife left a month ago to visit their children in London after the birth of their first grandchild.
He doesn’t know when she is coming back.
His children are doing well. Good careers. Stable families. Comfortable lives.
Exactly What Kelvin Sacrificed His Entire Life to Give Them.
He paid for the best schools.
Provided for his wife.
Built the family home.
Solved everyone’s emergencies.
Whenever the family needed money, Kelvin showed up.
But somewhere along the journey, he forgot one person.
HIMSELF.
He assumed his children would take care of him in old age.
Today, he cannot remember the last time any of them sent money to his M-PESA.
His small pension and limited income are barely sustaining the lifestyle he once enjoyed.
For the first time in decades, Kelvin is wondering:
“How will I survive the next 20 years?”
At 65, he is even considering looking for work.
Not because he wants to.
Because he may have to.
Men, come closer.
I encounter versions of Kelvin’s story far too often.
The burden of providing is real.
You want to educate your children, give your family a beautiful home and ensure they never lack.
But NEVER provide for everyone today and forget the old man you will become tomorrow.
Your children may love you deeply.
But they will have mortgages, school fees, businesses, children and responsibilities of their own.
And even if you grow old with the wife of your youth, you may still need to provide for both of you.
Then medical expenses may rise.
Your energy may decline.
Your ability to earn may disappear.
Prepare for The Possibility That Your Retirement Will Ultimately Be YOUR Responsibility.
Start now.
Build an Individual Pension Plan specifically for your retirement.
Aim to consistently redirect at least 15% of your income toward retirement, depending on your circumstances and retirement goal.
Build a financial fortress around your future self.
Because one day, the salary will stop.
Your children will build their own lives.
And the man sitting under that mango tree will be YOU.
Don’t Wait Until 65 to Discover What You Should Have Done at 35, 40 or 50.
WhatsApp me “MY PENSION” and I will help you get started with a suitable retirement plan.
Alex Mwangi | The Cent Warrior | WhatsApp: 0703472299
