If you invested Ksh 1,500,000 in an MMF earning 10% net annually, after 5 years you would have approximately Ksh 2,467,963.
That’s Ksh 967,963 earned through compound interest.
At a 6% simple-interest Bank Fixed Deposit, the same Ksh 1.5M would grow to Ksh 1,950,000.
The MMF leaves you approximately Ksh 517,963 better off!
This is why an MMF should be one of your core savings and investment accounts.
Here Is the Latest MMF Performance Update
None of the 33 MMFs crossed the 10% net return threshold after tax.
Top 10 Performers
- Nabo Money Market Fund — 9.48%
- Faulu Money Market Fund — 9.44%
- Cytonn Money Market Fund — 9.42%
- Jubilee Money Market Fund — 9.10%
- Lofty Corban MMF — 9.10%
- Enwealth Money Market Fund — 9.00%
- Kuza Money Market Fund — 8.99%
- Madison Money Market Fund — 8.98%
- Globetec Money Market Fund — 8.85%
- Old Mutual Money Market Fund — 8.81%
Key Insights
3 New MMFs Joined The Analysis:
- Globetec MMF — 8.85%
- Rejesha MMF — 8.76%
- CPF MMF — 7.86%
The average after-tax return across the 33 MMFs stands at 7.89%.
Biggest Improvements Since 31st July
- Faulu: +0.68%
- Jubilee: +0.58%
- Gencap: +0.48%
- Equity: +0.48%
Biggest Declines
- KCB: -0.96%
- Nabo: -0.59%
- Britam: -0.45%
- Etica: -0.43%
Macroeconomic Update
Inflation increased from 6.5% to 6.6%.
Treasury Bill yields remained relatively stable:
- 91-Day: 8.79% → 8.77%
- 182-Day: 8.95% → 8.94%
- 364-Day: 9.02% → 9.03%
CBR remained unchanged at 8.75%.
What Does This Mean?
If your MMF consistently earns below inflation, your purchasing power is quietly shrinking.
Aim for a fund that consistently beats inflation and compare its performance against the market average of 7.89% after tax.
MMFs are ideal for your:
- Emergency Fund
- Sinking Funds
- Business Cash Flow
- School Fees
- Short-Term Investments
- Cash awaiting your next investment
Every shilling should have a job.
Your money should work just as hard as you do.
WhatsApp “BEST MMF” to 0703472299 and I’ll help you identify a suitable MMF based on your financial goals.
How is your MMF currently performing?
Alex Mwangi | The Cent Warrior | WhatsApp: 0703472299
Market Funds Performance Report as at 31st August 2026.
