The list keeps growing.
Here are the latest SACCO performance figures for the year ended 31st December 2025.
And the numbers are impressive.

Most SACCOs are posting strong returns, with:
Dividends going up to 20%
Interest on deposits averaging above 11%
That is not ordinary.
That is the quiet power of disciplined saving and structured capital growth.
But here is the bigger question.
Are you maximizing your SACCO membership — or just existing in it?
Make the Most Out of Your SACCO
- Continue saving consistently to grow your share capital.
The higher your capital base, the higher your dividends. - Grow your deposits intentionally.
That is where your interest income compounds. - Most importantly, leverage the cheap credit wisely.
Not to fund lifestyle.
Not to impress people.
But to acquire income-generating assets.
Use SACCO loans to:
Buy assets that generate income for you.
Invest in a cash-generating business.
Expand productive assets.
Your SACCO should not just give you returns.
It should accelerate your asset-building journey.
Now over to you.
Mention your SACCO and tell us:
Are you satisfied with your 2025 dividends and interest returns?
Alex Mwangi | The Cent Warrior
WhatsApp: 0703472299





